My husband is a full-time student and we live off of his stipend, while I stay home to raise our three-month-old son. We made much more money at the beginning of our marriage when both of us earned full-time salaries, but we are wealthier now than ever before.
Although wealth is about money, it is not just about money. Money beliefs are strongly connected with identity and worldview. Anxiety, insecurity, and close-mindedness are all reflected through a poverty mentality, regardless of much money one actually has.
Growing up with a poverty mindset, I lived a life of a victim:
- I focused on what I didn’t have
- I was attached to possessions and had difficulty letting go
- I overate because I wanted to indulge and I couldn’t be satisfied
- I spent money on what I didn’t really like, just because it was a great bargain
- I viewed money to be the greatest expense
- I dwelt in the past and was consumed with my memories
- I unknowingly gave up on my dreams because they were “unnecessary”
It takes practice to replace thoughts of limitation, lack, and inadequacy with thoughts of sufficiency and expansion. My wealth mentality gradually evolved as a result of learning to heal from pain, love myself, and dream again.
I am confident in who I am, so I don’t need things or status to validate myself. I value intangibles more than objects, so I truly have acquired great riches. I have more than enough, and more importantly, I am enough.
With a wealth mindset, I live a powerful life:
- I practice gratitude for my abundance
- I am not weighed down by possessions
- I grow increasingly emotionally and physically healthy
- I invest in what I really love
- I view time, energy, health, and relationships to be the greatest expense
- I live in the present and for the next generation
- I find a way to make my dreams come true
Although our income may be small compared with our peers, Noah and I are debt-free and thriving. It isn’t easy when neither of us has a “real” job, but we are purposefully investing in our family, our education, and our future.
We spend according to our bank account, but we live in agreement with our values.
The cost of being miserable is not worth sacrificing every luxury to save every penny. The cost of a beer is worth the value of having a date to invest in our marriage. The cost of a plane flight is worth the value of visiting family to invest in relationships.
The cost of this hard season is worth the value of sowing into the life we are creating. Jobs and paychecks will come and go, but prosperity begins as an internal treasure. A full life starts with a full heart <3